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The Plan.

Sep 30, 2025
3 min read

Fancy an update? Back in 2021 I had an idea about a blog based on needing to do something about nearly being 50, acceptance of the same, realising that 60 is very fucking close and that I should maybe get a grasp of my retirement and future. I mentioned it to Sam and he said 'do it' with that lovely smile on his face and the enthusiasm and excitement that only comes from a place that is rare and as he does with (almost) every idea I have, mostly I don't follow them through, evidently, but this one I did. It was meant to be about me needing to get a fucking grip of my life at 49 and make some plans for elderly life, having money, security and all that shit. And, at the time I was on board with it. I had disposable income and Sam gave me tips on stocks and shares and I went in. It was cathartic! I was adding money monthly. Sam was guiding me on who to buy. I was seeing growth, oosh, this could be my thing. I had a vision of hitting of over £10k invested/growth within the year after a decent initial head start. Putin went into Ukraine February 2022 on the day Sam and I flew to Iceland. https://www.my11yearplan.com/post/we-went-to-iceland The markets all crashed. I lost interest, it's a long game, I knew that, but I don't do those and I had been hit, so uurghhhh this sucks. I didn't kill it all, I did cash out some, but others I kept and they are starting to come good. Slowly. Fast forward four years, yep I am now 53, my 11 Year Plan is now realistically a 7 Year Plan, so where are we? Well, to be honest, I have had an amazing four years of holidays, gigs, trips, nights out, bought a Jaguar (well three, but that's another story) and an E-Bike, an expensive one, more than any of the Jaaaags so the 'saving' is not really happening. Whoops. But, I did find a number of pensions I did not know about (see, I said I was shit with money) and have amalgamated them into one, so despite my initial thoughts back in 2021 of being pot less, I actually have more than I realised, not a fortune by any means, but a head start. There is actually enough in them for this. https://www.my11yearplan.com/post/now-then-what-about-a-boat But not with that ending, which I got a glimpse of copying the link. The Plan was always, well initially, about retiring to Turkey, but time changes you and I am not sure that is the target anymore. Ha, lets be honest, if you know me, you will I am the most faddy person ever, I rarely stick at anything for long, mountain biking and SUP aside, and I am always looking for the next buzz. Turkey is off the list, as of this post. Southern France was and has always been an area that I adore and what's not to like about Mediterranean living? Sun, wine, sun, more wine and good food. Although my gout and liver may not survive all the wine and cheese... Pffftt, who wants to get old anyway? I am not sure I do, get old that is. I mean proper old, I am dealing with 60 being within sight, I still have hair, just, and can do more press ups than most of you, but seeing my aunt being bed ridden at 80+ and living life in front of a TV, I can't do that. I won't do that. A 30+ foot twin engine cabin cruiser on the Med' has appeal, Non Dom (oosh here come the right{eous}) Moving north to south as the seasons change, anchored just off coast, little bit of casual audit work a couple of hours a day, what's not to like?

New Plan. Although Saturday may fuck all that up...

 
 
 

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